We recently refinanced our home with Josh. Josh manages his business in a very professional manner. He has an enhanced   business acumen. Very efficient and detailed.

Paul and Debra Dryden

Frequently Asked Questions

Here is a list of questions and answers many underwater homeowners find helpful.

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Underwater Homeowners Start Here!

Find out if your mortgage qualifies for the new HARP refinance program.
Nevada, Florida, Illinois or Wisconsin.

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Little or No Equity Ok!

This refinance program was specifically created for homowners that have no equity or are completely underwater with their mortgage.  A HARP refinance is the best option for this type of homeowner.

No Appraisal Required

Most HARP refinance approvals will NOT be required to have an appraisal on the home.  Less costs and more of a streamline process.

Second Homes and Investment Properties Allowed

Your primary residence, second home or investment properites are allowed with the HARP refinance program.  Even if you turned your primary property into a rental property, it is allowed.

Joshua Bucio
Sr. Mortgage Advisor
Waterstone Mortgage
NMLS# 286333
(414) 305-1844 - Call or Text

Waterstone Mortgage Corp. (NMLS #186434) is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF)
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The HARP refinance program can help homeowners who have little equity, no equity or completely underwater on their mortgage.  A HARP refinance can be done on a single family, second home or investment property.

We are a HARP lender servicing Nevada, Florida, Illinois and Wisconsin.

HARP lender in Nevada, Florida, Illinois and Wisconsin

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